Tag Archives: mental health

Wants Vs Needs: Financial Education for Children

Posted on by

This Wants Vs. Needs article began as an assignment for a job I applied to. I wrote this first part, reread the requirements and decided that it didn’t work. So, I wrote a second article, which I really thought of as an extension of the first article. To really make this type of post successful in a banking situation, you would want to start with a core document and build post that link to and from that core document.

Wants Vs. Needs: A Parent’s Primer for Teaching Kids

As a parent, you likely hear “I want…” from your child 10 to 12 times a day. With the amount of media children are exposed to every day, they are sure to see things that advertisers and influencers have put out there to entice them to buy. Now, is the time to start teaching your children about needs vs. wants.

What Are Needs?

To teach your children about needs vs. wants, you need to be able to define them for yourself, especially if you were never taught the difference. It’s not as easy as it might seem. Your conceptions of needs and wants is going to be based on your values. However, there are a few categories you can use to help define “needs.”

Food, clothing, and shelter are the three traditional needs. Many people would add physical, emotional, and mental health to the list. For others, education and spiritual well-being are also on the list of needs. You might even find yourself adding transportation to your list, especially if you have to commute to work. If you are unsure of what your needs are, make a short list of broad topics.

Once you have your list of needs, you’ll likely see that many needs require money. Even if you own your shelter, you probably need to pay property taxes or utilities.

What Are Wants?

Wants are everything that is not a need. Again, that’s easy to say, but the reality is more difficult. Is a banana a need or a want? You need food, but you don’t have to eat bananas. Are a pair of $75 dress shoes a need or a want? You could buy $30 dress shoes, but they won’t be as comfortable or durable. You need transportation to and from work, but you want a convertible to arrive in style.

Wants Vs. Needs

Fortunately, when you’re dealing with children, you don’t have to get into the nuances of needs vs. wants. Many times, it is better to start with a simple explanation, and as they grow, look at the nuances between the two.

The Real Wants Vs. Needs Article

As a parent, you know it’s important to start teaching your children the difference between wants and needs early. You won’t be able to avoid all the “I wants” a child has, but with some easy activities, you can give your child critical thinking tools to help decide whether something is a need or a want.

Define “needs”

First, you’ll want to define needs for the child in an age-appropriate fashion. Generally, people start with the three basic physical needs: food (what you eat), clothing (what you wear), and shelter (where you live). This offers easy, tangible items the child can see and touch. As they get older, you can have more difficult conversations about needs and wants.

Show Me the Needs Game

After you have explained the basic needs, you can test your child’s knowledge with some easy games. One easy game to play is to have the child show you the needs in the house. Start in any room and ask the child to find what items you need. This works for children who may be non-verbal because they can point to the items.

Wants and Needs Flash Cards

Flash cards are a good way to test knowledge, and you don’t have to buy them. You can cut pictures out of a magazine and paste them on to 3×5 cards. Or if you’re feeling adventurous, you and your child can draw them together. You’ll need pictures of needs and wants. Hold up two cards and ask which is a need. If the child picks the card you think is a want, ask them why they chose that card.

Color the Needs

A wants and needs coloring page can also be a helpful tool. Again, you’ll want to understand why the child chose to color certain items as needs if you think they are wants. Once children know what they need, they can make wiser decisions with their money. They can also recognize that saving their money for a want is a good idea.

No Solution is Acceptable for Mass Shootings; What Do We Do?

Posted on by

I don’t even know where to approach this from. There just isn’t any logical place to start with. What do you do when someone shoots up a garlic festival or a Wal-Mart? That’s where my thoughts end because there doesn’t seem to be anyway to stop it that is acceptable to half the population.

Take Guns Away

We don’t want to take away guns because they are a God given right. It says so in the Bible and is confirmed in the 2nd Amendment, which is more revered than the 1st Amendment, and which ignores the whole “well-regulated militia” part of the text. Besides, taking guns away won’t keep them out of criminal hands.

In school when a kid did something bad and the teacher couldn’t tell who it was, she punished the whole class. Everyone lost their recess privileges. Still, recess isn’t a part of the Constitution, so we’re back to where we started.

Get Better Mental Health

So, if “guns don’t kill people, people kill people,” then we should get people serious mental help. Psychologists and psychiatrists should be a free resource that anyone should be able to avail themselves of. There should be no barrier, money- or perspective-wise, to getting mental health. But we can’t do that because it isn’t society’s responsibility to care for its own citizens. Besides, paying for mental health care sounds even worse than paying for everyone’s physical healthcare. At least, physical problems we can see and make sure people aren’t faking. What would we do with socialist mental health care?

Clean Up Hate Speech

We could try to stop hate speech at the highest levels. By blaming the “other” and making them “rapists and murderers” intent on taking our jobs and causing the economic collapse of the American capitalist system, certain persons have created a boogeyman that is both nebulous and specific. It’s the Hispanics, the Latinos, the Muslims, those with brown-skin are at fault, and white males are ready to take out their guns to shoot whoever happens to be in the way. Bonus, if you’re a white shooter, you’re less likely to be killed than a member of another race, unless you take your own life. These factors are repeated ad infinitum until some crazy people (who can’t or won’t get mental health help) go ballistic. Unless we can see every race, religion, gender-identity, pick a trait, as human, we will continue to churn out people who are willing to kill the “pests” in our society as they are named by our leaders.

If we take away a person’s right to call other people names, then we are taking away their freedom. They have a right to assert that brown people are at the core of all our problems, and we’re just being intolerant of a point of view that is protected under the Constitution. The Constitution gives us rights. With those rights come great power, and with great power comes great responsibility. You can say racist, hurtful, ignorant things, but you shouldn’t – even if you think them, even if you believe they’re true. “Do unto others as you would have them do unto you” doesn’t exclude any person on this planet. Basing your actions on a person’s appearance is ignorant and idiotic. Ted Bundy was reportedly attractive.

It’s our duty to be intolerant of points of view that are advocate diminishing the personhood of any human being. It’s our duty to stand up to those who would abuse their rights and use them for evil. It’s our duty to make sure that people understand the difference between facts and stupid opinion and feigned outrage positioned as pseudo-supported editorializing. If someone is shouting “the truth” at you and you’re getting angry because it sounds like you’re being taken advantage of, it’s not the truth. Not all anger is righteous, and much of righteous anger isn’t accompanied by shouting into a television camera.

No Single Solution

Even if any of these were enacted, none of these alone will do the necessary work. Worse, these are the first things that people rally against, even before the barrel of the gun is cold. They don’t offer solutions first, they just say what we cannot do, as if the Constitution has never been altered – as if the Bill of Rights itself wasn’t an alteration. But they do not offer solutions.

Thoughts and Prayers

Instead, they offer their useless thoughts and prayers. Thoughts and prayers about what? How do they help the dead 6-year-old and 13-year-old? How have they helped over the past 6 years or longer. Thoughts and prayers don’t do shit. But they are the last refuge of the person too enthralled in the NRA, too enthralled with his or her own wealth, or too stupid to see what’s going on. Thoughts and prayers without action are dead – just like the victims of the gun violence that brought them on and the souls of those who are decidedly against protecting the lives of those who they have sworn to protect.

Everyone Should Have a Gun

Some advocate for giving everyone a gun. Society was much more polite when people could meet out on the street at high noon and shoot each other because of a perceived slight or because they wanted to see who was the fastest draw. They fail to recognize that in the shooting of a suspect in New York, eight bystanders were injured – all of them by the police officers who are supposed to be trained with the weapons they use. The criminal didn’t shoot anyone.

Everyone Should Be Educated

Alternatively, they say there should be gun training in schools. This would be great. It might only be a partial solution, but if every child knew what a gun was, how it worked, and what it could do to other people, animals, targets, an argument could be made that there would be fewer accidental deaths in the homes that have guns. It might even work later in life for these young, white men who perpetrate these horrible crimes. But we can’t even get schools enough funding to take care of the core elements, like math, science and English. How are we going to afford gun education for every child in the U.S.? More importantly, when will it fit into the day?

Still No Solution

Education is not a panacea. It doesn’t cure everything. There are plenty of educated people who have subverted their education and decided to support the cigarette industry by denying the danger of smoking. There are plenty of educated people who have embraced tenets that are reprehensible in light of their education. Educated people can be racist, elitist, and dumb. They can choose to see poverty as a choice rather than as the systemic problem it is. Maybe, it can be a part of the solution, but by itself, unless it changes behavior, education isn’t the be-all, cure-all.

Back to the Beginning

So, what’s the solution? Until the two sides of the issue are willing to come together and discuss the issue without taking possible solutions off the table, we’ll always be where we are now. People getting shot and killed every day; some of those shootings will be mass shootings that will allow politicians to send their thoughts and prayers and 14 minutes later they can tweet well wishes to their favorite fighter. So, sit back on your couch, turn up the noise on the TV and shut your heart to the hurt of your fellow Americans. Once we’re all dead, God will sort us out. And He’ll probably wonder what we found so hard about loving our neighbor, and what was so hard about knowing He is Love and we were created in His own image.