In Mary Holm’s “Rich Enough?” (affiliate link) Holm connects the reason for investing is to be happier. There’s no point in being rich if you’re unhappy. In the research she looked at, she found that there were ways to use your money to improve your happiness even if your income doesn’t make you a millionaire.
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Improve Your Savings through Wise Use of Credit Cards
In her book “Rich Enough? A Laid-Back Guide for Every Kiwi,” “New Zealand’s Most Trusted Money Expert” Mary Holm points out that there are only three ways to get more money into your savings account: Earn more, save more, and be smarter about your savings. She urges people to start saving now, even if it’s only a little bit. The sooner you begin, regardless how small, the better off you’ll be in the future. But the first place to start with savings and credit cards is high interest debt.
Continue readingHow to Set and Achieve SMART (Financial) Goals
In her book “Rich Enough? A Laid-Back Guide for Every Kiwi,” “New Zealand’s Most Trusted Money Expert” Mary Holm talks about setting goals and achieving them. She uses the SMART acronym, but changes up one of the letters for her theory.
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Penguinate! Positive Creativity 