As with a majority of teen dramas, the actors portraying the teens of ‘Outer Banks’ are in their 20s with Chase Stokes being the oldest of the main troupe at 27! Stokes’ John B. is a 16-year-old headed to foster care after the disappearance of his father who was looking for the gold from an old sea-wreck. He lives on the poor side of the Outer Banks and runs with his Pogues. There’s plenty of teen drug use and violence, with fists and the occasional gun being used to solve problems. There are also a couple of scenes of teen sex, but they don’t get too graphic. Clothes remain mostly in place.Continue reading ‘Outer Banks’: Faux-Teens, Family, and the Search for Treasure
This whole thing comes down to your real values. You have a simple choice. Do you value money or life? And you can see by the reactions and the calls those who truly value life and those who value money. As an individual in a system that requires you to have money to have life, you have to make a decision. How much do you value your current level of living and how much are you willing to sacrifice to not have to put your life and the lives of your loved ones in danger?Continue reading For the Love of Money or People: COVID-19
In her book “Rich Enough? A Laid-back Guide for Every Kiwi,” Mary Holm, “New Zealand’s Most Trusted Money Expert,” gives several suggestions for becoming a super saver. By following this advice, you should be able to save more than you think you can in a shorter time span.
Super Saver Rules
The first rule is to set yourself a goal. If you play point and click games, or old-school video games, you know that racking up points is good, but having a destination is better. You can do the same thing in your savings. Have a goal, so that you can motivate yourself to get to the next level. Just be sure it’s a SMART goal.
Know what you’re saving for. What is it that you want to achieve through savings? Find a pictorial representation and put it where you can see it. Use that as your motivation.
Start small. Even if you’re just putting away $10 a month at the beginning, you’re doing something for your future. As soon as you have enough to open an interest-bearing account, get your money in there. Choose an account that will penalize you for withdrawing funds.
Use a mental trick. Holm suggests imagining your job paid you 5 percent less. Where would you cut back? Make those cuts and put that 5 percent into your savings.
Pay off a loan? Find a cheaper company for services like Internet, cable, or electricity? Paid less taxes? Got a tax refund? Take half the savings that you realize and put it into your long-term account. Do the same thing if you get a raise; put half of it in savings before you adjust your lifestyle to the increase in funds.
Any one-off payments can be put into your savings account as well. If you get an inheritance, you can use some of the money, but put most of it towards your goal. Follow these suggestions, and you’re on your way to becoming a super saver.
While it may seem easy to start working on a new project, it’s actually one of the hardest things for any creative to do. There are a lot of reasons for this, including the need to market all of the earlier projects, the need to make money at a regular job, housework needs to be done, too many ideas without the corresponding time, not knowing which idea will be profitable, the last project isn’t truly finished but the creative person is waiting on someone else to do his or her job… The list goes on and on and includes at least one-part procrastination and one-part relaxation.Continue reading Problems Starting a New Project: The Musical